Our Advisory Approach
Step 1: The first step typically involves coffee and a relaxed chat during which we help you begin to identify your goals, conduct a high level financial health check, provide you with an understanding of financial planning and the Convergence Wealth process. This initial meeting will be at our cost and it is completely obligation free. Our services and fees will be fully explained, and you are able to make an informed decision as to whether you would like to partner with Convergence Wealth in securing your financial future.
Step 2: The next step involves putting some ‘meat around the bones’. At this meeting, we take time to obtain all relevant details about you, your current circumstances, financial position, and future aspirations. You will be given a check list of information to bring to this meeting which, together with our discussions, will form the basis of your personal financial plan.
Step 3: The third step involves a comprehensive analysis of your goals and objectives together with all available planning strategies to ascertain the most appropriate financial roadmap for you. These strategies are then examined for tax, cost and quality effectiveness and combined with high quality, well researched financial products that meet your needs. All recommendations are documented in a personally tailored financial plan.
Step 4: The fourth step entails the presentation of your personal financial plan. You can ask questions and seek clarification of our recommendations for achieving your goals. If necessary, modifications may be made, and with your agreement, the recommended strategies will be put into place. Once finalised, we will be in contact again to ensure you remain fully informed.
Step 5: The final step is an ongoing process whereby we stay in regular contact with you. At Convergence Wealth, we understand people have different needs in terms of ongoing communication and support. We offer a range of packages to enable you to choose the level of ongoing advice and service that best suits your needs.